FL · SL3629725A practical checklist for everything that has to happen after the moving truck pulls away — driver's license, voter registration, homestead filing, utilities, trash days, and the hurricane-season prep that nobody warns you about. Save this page; share it with anyone you know moving down.
Two deadlines worth circling: 30 days to transfer your driver's license and vehicle registration after establishing Florida residency, and March 1 of the year after you close to file Homestead Exemption.
Deadline · Within 30 days of establishing residency
Bring proof of identity, two proofs of Florida address, and your out-of-state license. Book an appointment at the Escambia or Santa Rosa Tax Collector office — walk-ins fill up fast.
You'll need the out-of-state title, a VIN verification (often done at the tax collector), proof of FL insurance with state-minimum coverage, and the registration fee.
Florida requires Personal Injury Protection (PIP) and Property Damage Liability. Call your insurer the day you move; most can issue a Florida policy overnight.
Online registration is open to Florida residents with a valid FL license or ID. The Supervisor of Elections sites below also handle address updates.
Voter registration, polling place lookup, and absentee ballots for Pensacola, Pensacola Beach, and Perdido Key.
Voter registration and polling info for Gulf Breeze, Navarre, Milton, and Pace.
Deadline · By March 1 of the year after you close
Florida's Homestead Exemption reduces your assessed value by up to $50,000 on your primary residence and caps annual assessed-value increases at 3% under Save Our Homes. On a Pensacola median home, that's often $700–$1,200 a year — recurring.
File online once you've moved in. You'll need your FL license, vehicle registration, and voter registration showing the new address.
Same drill, different office — file online or in person.
Most of the metro is served by Florida Power & Light (former Gulf Power) or Escambia River Electric Cooperative (rural Escambia & Santa Rosa).
ECUA serves most of urban Escambia. City of Milton and Santa Rosa County each run their own utility districts — check the appraiser parcel for the right provider.
Pensacola Energy in city limits; propane is common elsewhere.
Cox, AT&T Fiber, Mediacom, and Wave Wireless cover most neighborhoods. Fiber availability changes by street; check service maps before you sign a 24-month plan.
Pickup schedules, bulk pickup days, and storm-debris rules by address.
Curbside and convenience-center info for unincorporated areas.
Inside city limits, sanitation is billed on your city utility bill.
Deadline · Before June 1 — hurricane season
Every coastal address falls into Zone A, B, C, D, or E (or none). Know yours before the first named storm of the year.
AlertEscambia and CodeRED Santa Rosa push storm warnings, boil-water notices, and shelter info to your phone.
Water, non-perishable food, batteries, flashlights, a battery bank, medications, important documents in a waterproof bag, cash, and a full tank of gas. Don't buy plywood the day before — it's gone.
Florida insurers stop binding new wind/hurricane coverage once a named storm enters the Gulf. Get your homeowners + flood + wind coverage locked in well before hurricane season.
Both districts use address-based zoning. Confirm the zoned elementary, middle, and high school before you tour your first home.
Plain-language overview of how Escambia and Santa Rosa work, plus official state data.
Baptist Medical Group, Ascension Sacred Heart, and West Florida Medical Group each run large primary-care networks. New-patient waits run weeks, so book early.
Escambia and Santa Rosa both require dog licensing and current rabies tags. Your local vet usually files it for you.
West Florida Public Libraries (Escambia) and Santa Rosa County Library System both issue free cards to residents — bring proof of address.
Saturday morning Palafox Market for produce and coffee; then dinner in the Belmont-DeVilliers district.
Cross the Bob Sikes Bridge and head west into Gulf Islands National Seashore for the quieter sand.
Free admission; one of the best aviation museums in the country.
Bayfront stadium downtown — cheap tickets, sunset over the bay.