LPT RealtyFL · SL3629725
Move-in checklist

Your first 30 days in Pensacola.

A practical checklist for everything that has to happen after the moving truck pulls away — driver's license, voter registration, homestead filing, utilities, trash days, and the hurricane-season prep that nobody warns you about. Save this page; share it with anyone you know moving down.

Two deadlines worth circling: 30 days to transfer your driver's license and vehicle registration after establishing Florida residency, and March 1 of the year after you close to file Homestead Exemption.

Driver's license, ID & vehicle

Deadline · Within 30 days of establishing residency

  • Transfer your driver's license

    Bring proof of identity, two proofs of Florida address, and your out-of-state license. Book an appointment at the Escambia or Santa Rosa Tax Collector office — walk-ins fill up fast.

  • Register your vehicle & get FL plates

    You'll need the out-of-state title, a VIN verification (often done at the tax collector), proof of FL insurance with state-minimum coverage, and the registration fee.

  • Switch your auto insurance to Florida

    Florida requires Personal Injury Protection (PIP) and Property Damage Liability. Call your insurer the day you move; most can issue a Florida policy overnight.

Voter registration & civic basics

File for Homestead Exemption

Deadline · By March 1 of the year after you close

  • Why it matters

    Florida's Homestead Exemption reduces your assessed value by up to $50,000 on your primary residence and caps annual assessed-value increases at 3% under Save Our Homes. On a Pensacola median home, that's often $700–$1,200 a year — recurring.

  • Escambia County Property Appraiser

    File online once you've moved in. You'll need your FL license, vehicle registration, and voter registration showing the new address.

  • Santa Rosa County Property Appraiser

    Same drill, different office — file online or in person.

Utilities

  • Electric

    Most of the metro is served by Florida Power & Light (former Gulf Power) or Escambia River Electric Cooperative (rural Escambia & Santa Rosa).

  • Water & sewer

    ECUA serves most of urban Escambia. City of Milton and Santa Rosa County each run their own utility districts — check the appraiser parcel for the right provider.

  • Natural gas

    Pensacola Energy in city limits; propane is common elsewhere.

  • Internet

    Cox, AT&T Fiber, Mediacom, and Wave Wireless cover most neighborhoods. Fiber availability changes by street; check service maps before you sign a 24-month plan.

Trash, recycling & yard waste

Hurricane & storm prep

Deadline · Before June 1 — hurricane season

  • Look up your evacuation zone

    Every coastal address falls into Zone A, B, C, D, or E (or none). Know yours before the first named storm of the year.

  • Sign up for county alerts

    AlertEscambia and CodeRED Santa Rosa push storm warnings, boil-water notices, and shelter info to your phone.

  • Build the kit early

    Water, non-perishable food, batteries, flashlights, a battery bank, medications, important documents in a waterproof bag, cash, and a full tank of gas. Don't buy plywood the day before — it's gone.

  • Confirm your insurance before June 1

    Florida insurers stop binding new wind/hurricane coverage once a named storm enters the Gulf. Get your homeowners + flood + wind coverage locked in well before hurricane season.

Schools (if you have kids)

  • Look up your zoned schools

    Both districts use address-based zoning. Confirm the zoned elementary, middle, and high school before you tour your first home.

  • Read the full Schools reference

    Plain-language overview of how Escambia and Santa Rosa work, plus official state data.

Health, pets & the basics

  • Pick a primary care provider

    Baptist Medical Group, Ascension Sacred Heart, and West Florida Medical Group each run large primary-care networks. New-patient waits run weeks, so book early.

  • Pet licensing

    Escambia and Santa Rosa both require dog licensing and current rabies tags. Your local vet usually files it for you.

  • Library card

    West Florida Public Libraries (Escambia) and Santa Rosa County Library System both issue free cards to residents — bring proof of address.

Get oriented (the fun list)

  • Walk Palafox Street downtown

    Saturday morning Palafox Market for produce and coffee; then dinner in the Belmont-DeVilliers district.

  • Pensacola Beach & Fort Pickens

    Cross the Bob Sikes Bridge and head west into Gulf Islands National Seashore for the quieter sand.

  • National Naval Aviation Museum

    Free admission; one of the best aviation museums in the country.

  • Blue Wahoos baseball

    Bayfront stadium downtown — cheap tickets, sunset over the bay.